Want to know your "Retirement Readiness" score?
Answer these 20 Questions, and the Survey tallies your SCORE immediately!

1.	Do you frequently follow the advice of the financial media? Yes No
2.	Is more than 75% of your retirement savings in IRAs, 401(k)s, or other BEFORE-tax accounts? Yes No
3.	Do you believe you can NEVER spend your principal during retirement? Yes No
4.	Do you have written goals for your retirement? Yes No
5.	Do you believe income taxes are normally lower in retirement? Yes No
6.	Do you have enough cash reserves outside of your IRAs and 401(k)s to live on for at least one year? Yes No
7.	Have you calculated the best age for YOU to begin receiving social security benefits? Yes No
8.	Are your IRA or 401(k) beneficiaries designated to "your estate"? Yes No
9.	Have you consulted with a financial advisor or tax preparer to verify that you are taking income from the correct investment/savings account? Yes No
10.	Do you know the specific rate of return you need to sustain your income and assets for life? Yes No
11.	Has your retirement plan been calculated or designed to show the effects of inflation? Yes No
12.	Do you tend to make seat-of-the-pants investing decisions? Yes No
13.	Have you reviewed your life insurance needs with a professional during the last 5 years? Yes No
14.	Have you looked into or purchased long-term care insurance? Yes No
15.	Are you satisfied that your financial advisor or representative has your best interests at heart? Yes No
16.	Have you reviewed your estate plans (wills/trusts) with an attorney during the last 5 years? Yes No
17.	Do you have more than 20% of your retirement savings in the stock of your employer, or any other single investment? Yes No
18.	Have you reviewed your financial goals and progress during the last six months? Yes No
19.	Do you have an investment strategy that has been well thought through and integrated with your overall retirement plans? Yes No
20.	Do you have a good relationship with an independent, fee-based Registered Investment Advisor? Yes No