Why Pay Commissions?                     Consider fee-based investment management The investment world has changed dramatically over the last decade.  For clients desiring the experience and advice of a seasoned financial professional, you no longer have to accept ANY upfront sales commissions or backend mutual fund surrender charges.  If you are still paying commissions and transaction charges for that service, you may be wasting thousands of dollars each year! Through our independent advisory firm, Game Plan Advisors, Inc., we provide fee-based investment management services for our clients.  Depending on the size of your portfolio and the tax implications of your financial picture, we'll give you access to professional asset management services that are not generally offered through your retail broker or financial advisor.    Since there are no sales charges on the securities recommendations we make, you are charged an asset management fee calculated as a percentage of the assets that are managed.  Generally, clients pay .75%-2% per year in fees on 'stock market' portfolios. With something as important as your future at stake, doesn't it make sense to get a second opinion?  If you are pleased with your current financial advisor and feel confident in your investment plans,  then perhaps you will think of us if circumstances change or mention us to one of your friends or family. We look forward to your call for a 'second opinion' consultation.    Our advisors are investment advisor representatives of Game Plan Advisors, Inc., a registered investment advisor.